Acura USA Financial Services

Acura Financial Services (AFS) Overview

Acura financial services: last update 01/11/2021

Acura’s mission is to provide luxury vehicles with uncompromising performance, innovation, and style. They have been breaking rules since 1986 in order for customers around the globe to experience these offerings firsthand. From the first automobiles to modern-day hybrids, Acura has always been a leader in innovation.

Is Now the Time to Buy, Sell, or Trade-In a Used Car?

There are countless luxury features that you can find in Acura vehicles. Advanced technology interfaces, luxe lighting options, high-end performance upgrades and soft leather materials all make their way into what might not be found on other non-luxury cars.

If you want a new or pre-owned Acura for your own adventures, but are not sure what kind and how much financing they offer from the manufacturer, this article will provide all relevant information about Acura finance deals.

Acura’s Benefits

Acura Hybrids

Hybrids have forged ahead a long way over the last few years. For instance, the Acura NSX is a revolutionary car that was built on the principles of SH-AWD and it has been known for its exhilarating response time. The company found out how to deliver you into your seat through immediate acceleration, fuel efficiency while also being able to provide all-wheel drive stability making this amazing hybrid one worth looking at!

This innovation can deliver better traction on slippery roads or during turns at high speeds without sacrificing performance in either situation.

Acura Design 

Designers of the Acura NSX and MDX, gracefully adorn every vehicle with a bold sculpted plane. The A-Spec styling on compact sports performance ILX conveys agility in an elegant package that is sure to turn heads.

Acura Sound System 

The Acura ELS Studio 32 Premium Audio System is an immersive experience. The surround sound speakers, with their accurate tonality and deep bass response are perfect for a ride in the fast lane! Active noise canceling helps you hear every word, even in a noisy environment.

The technology creates reverse sounds to cancel out all of that circling wind or engine noises – but this time it’s tuned just right so you can enjoy every exhilarating detail without distraction. 

Acura Headlight

The Acura Jewel Eye headlight styling is designed to be eye-catching with its six-beam LED bulbs. It provides more light for visibility and reduces eye strain at night thanks to its design that channels LED technology from nature’s sun!

Acura Safety

AcuraWatch 85 is a suite of safety features that help make driving easier. With technologies like collision warning, lane departure alert, adaptive cruise control, and emergency response assistance that help drivers enjoy immediate peace of mind with proactive attention from behind the wheel when needed most!

The Collision Mitigation Braking System is programmed to provide visual alerts and prevents you from crashing before it happens.

The body of an Acura Advanced Compatibility Engineering (ACE) vehicle has been constructed to help cut down and break up force in frontal crashes. You can feel more secure on your trip to work or school!

Acura App

AcuraLink has all of your car’s features available on the palm of your hand. With Remote Start, Find My Car and Automated Collision Notification you can rest assured that it will be easier than ever before to find yourself or unlock doors without worrying about keys!

A few clicks with Acuralink is enough to learn more about it App. 

Acura Finance Deals

Acura Financial Services is proud to offer diverse Acura Finance Deals. Drivers can walk off the lot with a brand new vehicle after signing a lease agreement or apply for financing easily thanks to the luxurious benefits of the AFS program.

With the Acura Loyalty Advantage program, luxury is always within reach. Acura loans are designed to give you the best possible options so that you can find out what’s right for your situation. You can even calculate payments, explore Certified Pre-Owned vehicles as well as apply for credit preapproval. Once approved (and assuming all goes according to plan) return anytime in order to check status or make other changes like requesting an extension on loan maturity date until next month is up – it’s super easy thanks to our Acura loyalty perks.  With Acura, you can make your Acura payments online and explore other ways to pay your bills. 

Acura Leasing

The range for annual miles is 24 to 60 months. The standard options are 7500, 10K or 12 thousand! Certified Pre-owned Acuras have an option of leasing with their rates starting at just $299 per month and no long-term contracts necessary either so you can get back on your feet fast without spending too much money.

Acura offers three lease programs to fit the needs of any driver:

  • Traditional is for those who want a set amount of time and miles.
  • One-Pay Leasing requires an upfront payment equal to 30% – 50% of price + taxes at signing which can be quite expensive depending on what kind of car you get (about $350 – 1500).
  • Acura Luxury Lease. This offers you the ability to drive over or under your expected mileage by a large margin, which could be rolled over and added onto the next lease term if no other arrangements have been made with Acura beforehand!

Acura Finacnig 

For people who drive less than 12,000 miles per year or more than 15-20k, it might not be worth the added expense for an unlimited mileage card.

Customize the look of your vehicle with these customization options. You can alter either interior or exterior design elements, which will affect how much it’s worth when you sell on a resale day!

Owning a car is an investment. You will have to drive it and keep up with payments, but the longer you own your vehicle after the contract ends-the more value there is in owning one!

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How to Apply for Acura Financial Services

Acura Financial Services will help you buy a new or used vehicle. Here are the things they require: 

  • No adverse credit history
  • Proof of current employment with expected start date no more than 120 days from now
  • To secure the future, you should have enough monthly income to cover your obligations and living expenses.

Once those requirements have been met then acurafinancialservices.com offers pre-approvals where applicants supply their Social Security number, checking account details (including routing numbers!), employment details, which model car you choose.

Financing terms can be as short as 12 months or up to 84 months with special financing offers.

Auto loan calculator with amortization schedule table

Car cost
Down payment
Payment schedule
Loan term
Interest rate
One-time commission
Monthly commission
Annual commission
Please, Enter all values correctly.
Monthly payment First payment
Monthly commission
Total overpayment
Total amount of interest
One-time commission
Total monthly commissions
Total annual commissions
Overpayment in percentage
Total debt amount
Months Payment Principal Paid Interest Paid Remaining Balance
Months Payment Principal Paid Interest Paid Remaining Balance

Acura Finance Deals – Discounts 

Acura rebates and incentives are available on certified pre-owned vehicles. They can change depending upon the location of your dealership. Make sure you check for any applicable discounts before purchasing!

Acura Leadership Purchase Plan is a great option for people who want to buy an Acura, but don’t have the money upfront. It offers multiple financing options: balloon loans and lease-to-owns with monthly payments that can be made over time or all at once when you’re ready!

Low-APR financing. You can get special financing for your car purchase. The number of months in your loan term will affect the rate that is offered and it could go up if longer terms are needed like 60 months instead of shorter ones such as 24 or 36 month loans respectively

The Military special is good on new or pre-owned vehicles only – not lease options! Active-duty service members, active Reserve, and veterans within one year of separation from it may be able to qualify for a $750 discount at any Acura dealership. 

College grads who are planning on graduating within the next six months or will have already done so can prove it with an associate, bachelor’s degree from a US-accredited college or registered nursing school may be eligible for this $500 offer. To get your certificate you need to lease/ finance through Acura but there is no limit as long as they’re combined together!

As a loyal Acura customer, you could get an incentive for leasing or financing your next car purchase. Audi and Lexus owners are also in luck with these rewards!

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