Subaru Financial Services

Subaru Financial Services USA Overview: Current offers 2022

We all know that Japan is the epitome of quality and design, but did you also realize they’ve been making cars for over half a century? Subaru was born out of an aircraft company in 1953 before entering into auto production one year later. They’re known today as some of the most highly rated automakers when it comes to safety features.

The legacy of this car is undeniable. It’s sleek, fast and breaks all world speed records in 1989. Subaru would go on to break four more records over 11 years. The brand has been involved with motorsports around the globe ever since then, competing today as well.

If you’re looking for a new car, consider the financing options offered by Subaru. They have some of the best rebates and incentives in today’s market.

Subaru Motors Financial Services

Subaru offers a number of financing deals for well-qualified borrowers. The company doesn’t detail what it considers to be “well qualified,” but typically this means you should have excellent credit and an unblemished history with monthly payments on time every month.

There are plenty more reasons why people love putting their trust in Subarus, such as how low-interest rates can make buying the latest model even easier than expected.

Apply for Subaru USA Financial Services

The best way to buy a car from Subaru is on their website or by visiting one of the dealerships in person. It’s always best to do your loan shopping before heading out so that if you’re turned down when applying online there are other lenders who can help.

You can get a car loan through Subaru that has terms of 36 months or more, but the length is limited if you do your research. Apply in person at their dealership and they might ask for some credit history before approving it.

Auto loan calculator with amortization schedule table

Car cost
Down payment
Payment schedule
Loan term
Interest rate
One-time commission
Monthly commission
Annual commission
Please, Enter all values correctly.
Monthly payment First payment
Monthly commission
Total overpayment
Total amount of interest
One-time commission
Total monthly commissions
Total annual commissions
Overpayment in percentage
Total debt amount
Months Payment Principal Paid Interest Paid Remaining Balance
Months Payment Principal Paid Interest Paid Remaining Balance

Subaru Leasing

If you have a good to excellent credit score, then leasing might be the perfect option for your next vehicle purchase. SMF offers special lease rates that only qualified buyers can take advantage of. It comes with lower monthly payments when compared to buying outright or financing from an outside source such as bank loans. In addition, there is no need to worry about resale value since it already has been factored into these deals.

Subaru Financial Services – Incentives

Subarus often offer incentives like rebates, which are specific to certain models and can be very time-sensitive. Make sure you find out what type of rebate will work best for your situation before planning any purchases.

You know you’re in for a good deal when they offer a trade-in program. This guarantees that your old vehicle’s value will be equal or greater than what it was worth before, and allows trades within eight years from the original warranty start date.

The new Subaru mobility assist program is a great incentive for drivers with physical disabilities. The company will provide up to $1,000 in reimbursement towards adaptive equipment on your vehicle and it must be installed within one year of purchase.

Lease loyalty is a great way to save money on your monthly car payment. For current Subaru leases looking for new cars, this program could pay up to $500 and waive the disposition fee.

The military is a proud and honorable institution. That’s why we want to show our appreciation with the Military Discount Program–a $500 discount for active-duty or reserve members within 12 months of separation from any branch of service as well as veterans who have served in past conflicts.

College graduates have a chance to get great deals on new cars! Apply through SMF and you’ll be automatically eligible for any special offers.

With no down payment and low monthly payments, this program offers a great way to get your new or certified pre-owned vehicle. If you have good credit history it may be an option for financing.