GM financial car payment

GM Financial Payment Options

GM Financial offers a full suite of payment options for your new GM vehicle. Whether you are looking to purchase your GM vehicle outright, finance, or lease, they offer competitive rates and flexible terms.

If you’ve ever wanted to feel like you can afford any vehicle, shop with GMC. With flexible GMC bill payment options and collateral-backed loans, you’ll be able to invest in your next car without putting stress on your budget or having to sacrifice your future goals. 

Make one-time payments or schedule recurring payments. GMC offers intuitive online and mobile payment options that can be used with your financial institution or independently. If you prefer to pay by mail, they also provide the ability to complete an invoice and mail payment directly to us.

Create a GMC Online Account to Make Your Car Payments

 GMC has teamed up with GM Financial to offer a payment option that’s fast and convenient. To enroll, all you need to do is create an account, link your preferred payment source, and you’re well on your way to paying for your purchases from the comfort of your home. Follow the steps below.

  • Visit official website. 
  • Click on “LOG IN,” which is on the top right of your screen.
  • Hit the “Register now” link. It is next to the “Not yet registered” title.
  • Provide the following information:
    • Your Account Number. That is the number you see on the top right of your statements.
    • Your social security number’s last four digits. 
  • It’s time to create your GM Financial profile. Give the information below:
    • Email Address. Next, you should re-enter your email address. That is to confirm its validity.
    • Your password. Be sure to make it unique and security strong. Here also, you have to re-enter the password.
  • Click “Next.
  • Next is the “Create Security Questions” section. Here you will choose three questions that you can answer.
  • Hit the drop-down arrow and select your first question.
  • Give your answer in the following empty box.
  • Hit on the drop-down arrow. Select your preferred question in the category.
  • Provide your answer in the empty box that follows.
  • Go to “Question 3,” and click on the drop-down arrow to choose your question.
  • Give your answer in the following empty box below.
  •  Know that the answers you provide are permanent. If you change your password, you can still prove account ownership by answering the previously provided security questions.
  • Check the “Remember device” box only if you are using your computer for the registration.
  • Click “NEXT.
  • By clicking on the “Terms and Conditions” link, you can review all of GM Financial’s terms and conditions. Check the empty box if you agree with them.
  • Click “FINISH.
  • Check your email for a confirmation email from GM Financial, then click the “COMPLETE REGISTRATION” button.

Make a GMC Car Payment by Logging in to your Account

You only need to log in to your GM Financial account to make payments. That is the procedure for logging in:

  • Go to the website make a payment.
  • Click on “LOG IN,” which is on the top right of your screen.
  • Enter the following information;
    • Email address.
    • Password.
  • Leave the “Remember Me” box checked if you are using a personal device.
  • Click “LOG IN.”

ACI Payments can now handle payments previously processed by Western Union. All AutoPay details will remain the same, but you’ll now be dealing with ACI Payments when it comes to your transactions. If you’d rather pay over the phone, please call 1-833-702-0077, and we’ll do our best to assist you promptly.


GM Financial allows you the option of making your GMC bill payments automatically on the same date and time. To set up auto payment, do the following;

  • Click “Make payment” on your account.
  • Click on “Set Up Auto Pay.”

Other GMC Car Payment Options

If you want to make your payments differently than through your online account, you have more options you can explore. Check them out below.

For more information check GMC Financial Services.

Pay by Phone

GM financial pay my bill online

There are two ways to pay by phone with GM Financial. The Automated Phone System payment option is for those who want to input their card information as they listen to a recording that guides them through the process (Call 1-833-702-0077). The Agent-Assisted payment option is for those who want a person to talk to them through their purchase (Call 1-800-284-2271).

When calling, you’ll have to provide the information below;

  • Account Number.
  • Routing number and checking account.

Pay by Mail

When submitting your payment to GM Financial, be sure to include your coupon with your check.

Mailing Address:

GM Financial

Attn: Payment Services

PO Box 99605

Arlington, TX 76096

GMC Car Payment Questions and Answers

Can I pay GM Financial with a debit card?

Yes. Retail customers can make payments with debit cards at MyAccount, on the GM Financial Mobile app, and by phone. Lease customers can pay for their lease using their debit card on MyAccount, the GM Financial Mobile app, or telephone. Fees may apply.

Does GM Financial have a prepayment penalty?

GM Financial charges several fees;

GM Financial’s loan origination fee is used to cover the costs associated with requesting your loan. Their prepayment fee is applied when you pay off your loan early so that they can recoup missed interest. Their late payment penalty is used for any applicable late fees.

When I miss a GMC payment, do I get a grace period?

Unfortunately, there are no grace periods offered by GM Financial. They do, however, require you to keep your end of the bargain. When you are late, interest and late penalties will accumulate each day, as per your contract.

Does GM Financial have an app that offers convenient methods of payment?

Yes, you can make your payments with more ease using the GM Financial App.

Customer Service

Customer Service:


Help for Persons with Disabilities:


Financial Assistance:


BuyPower Card:  


GM Extended Family Card:


GMC Address United States:

GMC Customer Assistance Center
P.O. Box 33172
Detroit, MI 48232-5172

GMC Address Canada:
Canada – GM of Canada
1908 Colonel Sam
Oshawa, Ontario
L1H 8P7, Canada
Mail Code 163-005

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