GM Financial is the financing arm for all of General Motors. They offer many low- or 0% APR deals on new and used cars, as well as special lease programs with discounts for military personnel and first responders alike.
GM Financial, formerly known as AmeriCredit was founded in 1992. The name changed to General Motors Company and operates throughout North America with a focus on South America too.
In 2010 GM bought out this company so they could offer more lease programs for their customers. GM can help them get an amazing deal on quality vehicles while still paying off what’s owed overtime at interest rates lower than most banks.
GM Financial offers 0% APR loans for 72 months on many new models. For instance, well-qualified buyers may choose the 2021 Chevrolet Spark loan offer at 0% APRwith a monthly payment of $0 and it expires Aug. 31st, 2021. There are various easy options to make a GMC Car Payment, one of them is Online.
GMC Financial Services – Lease
When you lease a car, the monthly payments may not seem all that different from just paying off what’s owed on one. But there are some important differences: if you modify or put excess miles onto your vehicle and then have to pay more because of it, this can work against those who take out an agreement with less than ideal terms in mind (like having no equity).
Leasing a car is the best way to stay up-to-date with current technology, styling and performance. A leased vehicle usually comes under warranty as well.
GMC lease can offer 2021 Chevrolet Trax AWD LT Ultra Low-Mileage Lease: new lessees pay $1000 at signing and 0 security deposit (tax/title fees are extra). Eligible current gm owners also enjoy an attractive financing rate of 4% with no down payment required! This offer expires Aug 31st so don’t miss out before its too late.
GM Financial offers some great deals for loans, including the option to finance with 0% interest. There are also many other special promotions running right now so be sure to check them out.
The GMC Terrain is a great choice if you want an efficient family vehicle, but it might be tough for those without good credit. If they offer 0% financing on this model in your area then search them up online because these offers are only going to last so long!
The Buick Encore is a great buy for those looking to save some money and still get the most out of their purchase. This vehicle offers 0% APR on car loans, as well as a $500 cash allowance which can be used towards any type of eligible purchases during its lifetime.
The 2021 Cadillac CT5 offers an attractive lease with low monthly payments and no down payment. The car also comes loaded, offering all the creature comforts of home.
GM Financial loans are designed to finance major purchases in the vehicle marketplace, and they have relatively flexible parameters for approval. Their website notes that it looks beyond your credit score when deciding whether or not you’re eligible. The lender prefers those with at least a prime rating above 680 (the general cutoff). If applying online, just provide basic information like name/address, etc., but if going through a dealership then make sure to bring documents that can prove income & housing info.
Auto loan calculator with amortization schedule table
GMC Financial Services – Incentives
The corporations at General Motors have a way of giving back to their customers in so many different ways. They offer special deals for people with disabilities, as well as employees and suppliers who help make GM happen every day.
GM Financing offers a variety of special deals to help you get your vehicle. You don’t need GM financing in order to receive these benefits.
GM’s Military Discount: Receive a $500 cash allowance on Chevrolet, Buick and GMC vehicles or a whopping $1,000 for when you purchase certain Cadillac models. This is in addition to most current vehicle offers which makes it worth checking out.
GM First Responders can use an additional $500 off the price of a Chevrolet, Buick or GMC with this exclusive deal.
There are also other current offers including most Caddies for just over 1K!
If you buy or lease an eligible 2019 to 2021 car and buy certain adaptive equipment, like wheelchairs for yourself as well as your family members who need them, then GM will give up $1,000 in reimbursement (up to $2200).
Some employees may find specific models at even lower prices, plus receipt of employee discount pricing.
The GM Supplier Program allows hourly or salaried staff with qualifying companies to purchase select products from your line without having any cost passed onto them in addition there are other benefits like special sales and cashback offers available only for this group!
GM is offering a special employee discount and cashback for those who work at the company. Eligible employees can take advantage of discounts on select models, as well as consumer purchase money from certain dealerships! The offer varies depending on which car you want to buy or lease so it’s worth checking with your local dealer before going in-store.